

Real Estate prices and sales have taken a pause; which direction will they go next?
There is much ado in the media these days about real estate sales “slowing” and interest rates increasing, including the topic of the 5%...


Is the Bear Market here and how long will he stay?
The definition of a Bear market is when stocks are down 20% or more from the previous highs. On October 3rd, the Dow peaked at 26,838. ...


Just in time for Halloween… the Inflation Zombie!
James Bullard, President and CEO of the St. Louis Federal Reserve Bank, provides insight into Fed thinking in his message “Does Low...


Let’s make a deal - Trump tariffs and the trade wars
This month’s business cycle blog will focus on the latest status of Trump’s trade war and its effect on the economy. Of special note is...


What should real estate investors think about the 5 percent test?
The five percent test, as in, 30-year fixed rate mortgages of 5% or greater, is being touted in the media as a potential deal breaker for...


Stock Market volatility: buying opportunity or warning?
I’m going to start this week’s blog with the last sentence from last month’s Stock Market related blog: “when bad things happen in the...


Cleveland Fed: Inflation, the Yield Curve and GDP expectations
In this Goldilocks economy of low inflation, low unemployment, and good GDP growth, what could go wrong? Federal Reserve Chairman Jerome...


Fed Policy Course: middle of the road?
As expected, the Fed announced another quarter point interest rate hike. Fed guidance for further rate increases was also as expected:...


Are Real Estate prices peaking?
Supply and demand have been driving the real estate market for the past several years. Supply has been tighter than years past, and...


Carpe Diem - “Seize the Day” and make a better tomorrow
The old Latin phrase Carpe Diem, translated as “Seize the Day,” sometimes gets loosely translated to the modern expression “you only live...